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Honest Toolkit

Loans and debt, step by step

What a loan really costs, and the plan to pay your debts off sooner.

For anyone about to borrow, or already paying off a loan or a card, who wants the real cost in plain numbers.

Start with what a car loan costs and how long a card takes to clear, then build a plan for several debts, and see what paying extra on a mortgage saves.

The steps, in order

  1. CalculatorAuto loan
  2. CalculatorCredit card payoff
  3. CalculatorDebt payoff plan
  4. ChecklistPaying off debt
  5. GuideSnowball or avalanche
  6. CalculatorExtra mortgage payment