UK State Pension age calculator
Your date of birth gives your State Pension age and the day you reach it, from the official timetable for men and women born from 6 December 1953.
You reach State Pension age on
15 May 2042
State Pension age 67 years
- Born 15 May 1975
- In about 15 years and 8 months
Born on 15 May 1975, you reach State Pension age on 15 May 2042, your 67th birthday, under the law as it stands today.
You do not get the State Pension automatically: you claim it, and you can ask up to 4 months before the date. If you do not claim, it is deferred and grows.
- State Pension age is reviewed regularly. The rise from 67 to 68 between 2044 and 2046 is the law today, but a future review could change it, and Parliament would have to approve any change.
- It is the earliest age you can start receiving your State Pension. It can be different from the age you can get a workplace or personal pension.
I’m not an accountant or a financial advisor. This is an estimate, for information only. Check with a professional before you decide.
Show the detailsHide the details
| Date of birth | 15 May 1975 | |
|---|---|---|
| Rule | Your 67th birthday | |
| State Pension age | 67 years | |
| Date you reach it | 15 May 2042 |
How it works
- The government’s timetable sets your State Pension age by date of birth, the same for men and women born from 6 December 1953. Those born up to 5 October 1954 had a fixed date in 2019 or 2020.
- If you were born from 6 October 1954 to 5 April 1960, it is your 66th birthday. From 6 April 1960 to 5 March 1961 it is 66 years and 1 to 11 months, one more month for each month of birth. From 6 March 1961 to 5 April 1977 it is your 67th birthday.
- From 6 April 1977 to 5 April 1978 the date rises from May 2044 to March 2046, a fixed date for people born in the same month. From 6 April 1978 it is your 68th birthday. The 67 to 68 rise is the current law and a review could change it.
Worked example
Born on 15 May 1975, you fall in the group born from 6 March 1961 to 5 April 1977, so your State Pension age is 67 and you reach it on 15 May 2042. Born on 31 July 1960, you reach it at 66 years and 4 months, on 30 November 2026.
Sources
Text checked on October 13, 2026
Good to know
- State Pension age is the earliest age you can start receiving your State Pension. A workplace or personal pension can have a different minimum age.
- You can keep working after you reach State Pension age. The default retirement age of 65, a forced retirement age, no longer exists.
- The timetable is the law today, but the State Pension age is reviewed regularly. The rise from 67 to 68 could change, and GOV.UK says its own tool’s results may change in the future.
- The date is not the only one that matters: the amount depends on your National Insurance record, and you must claim, because the State Pension is not paid automatically.
- Born on 29 February? The timetable does not say which day applies in other years: confirm the day with GOV.UK’s tool.
Frequently asked questions
What is the State Pension age in the UK?
66 for people born from 6 October 1954 to 5 April 1960, rising to 67 for those born from 6 April 1960 to 5 March 1961, 67 for those born up to 5 April 1977, and then rising to 68 under the current law.
When does the State Pension age rise to 67?
Between May 2026 and March 2028, for people born from 6 April 1960 to 5 March 1961. They reach it at 66 years and 1 to 11 months, depending on the month of birth.
Is the State Pension age the same for men and women?
Yes for anyone born from 6 December 1953. Before that, women’s State Pension age was lower and rose to 65, while men’s was 65.
Will my State Pension age be 68?
Under the current law, if you were born on or after 6 April 1977 it rises to 68, from May 2044 for the first group and your 68th birthday if you were born from 6 April 1978. A future review could change this.
Can I get my State Pension before State Pension age?
No: it is the earliest age you can start receiving it. Workplace and personal pensions may be available earlier, with their own rules.
Do I stop paying National Insurance at State Pension age?
Yes. From State Pension age you stop paying National Insurance, even if you keep working.
Next step
- The calculatorUK State Pension calculator 2026/27
- The checklistPlanning and claiming your UK State Pension: the checklist
- The short guideState Pension explained: age, amount and how to claim
- The routeRetiring in the UK